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Tagged “flat”

An empty flat with white walls and a glossy beige tiled floor, morning sun falling through a barred window, a ring of brass keys hanging from the window sill. Papers & law8 min read किराएदार रखने से पहले — काग़ज़, पुलिस, पैसा।

Renting out your house: agreement, registration, tenant verification

Letting a flat in Indore? The agreement, when registration becomes compulsory, telling the police station, the deposit, and closing it all on paper.

3 Oct 2026 A freshly surfaced road through a residential colony after rain, puddles reflecting the sky, with two-storey houses and gardens on both sides. Money8 min read घर की क़ीमत नहीं, घर दोबारा बनाने की लागत का बीमा।

Home insurance: what the standard policy covers

The cover sold with a home loan does not mend a wall. What the standard home policy pays for, how to set the sum insured, and what it leaves out.

3 Oct 2026 A weathered five-storey apartment building with terracotta balconies full of potted plants and drying clothes, a neem tree in front and two-wheelers parked by its gate. Buying guides7 min read पुराना फ़्लैट, नए काग़ज़ — पूरी कड़ी देखिए।

Buying a resale flat: the association, the dues and the papers

A resale flat comes with a share of the building, a chain of deeds and possibly the last owner's dues. What to check, and the one letter that caps them.

3 Oct 2026 An empty stilt parking level under a mid-rise apartment block, painted bays between square concrete columns, a cream boundary wall and a large tree in afternoon light. Money8 min read रेट एक, क़ीमत कई। पूरी शीट पढ़िए।

The price sheet: reading a builder's cost sheet line by line

The rate you were quoted is one line of a builder's cost sheet. What the other lines are, which are already in the price, and what to ask before a token.

3 Oct 2026 A smiling couple sit at a marble dining table in a bright flat, the woman pointing at a printed sheet while the man holds a pen beside an open laptop. Money8 min read फ़्लैट पर GST — कब लगेगा, कब नहीं?

GST on a flat: under construction versus ready

Booked while being built, a flat carries 5% GST, or 1% if it is affordable. Paid for wholly after the completion certificate, none. How the rule works.

3 Oct 2026 A weathered single-storey house with potted plants at its gate sits on a street corner under a large neem tree, with four-storey apartment buildings on either side. Money8 min read ज़मीन आपकी, बिल्डिंग उनकी — हिस्सा पक्का कीजिए।

Joint development: giving your land to a builder for a share of flats

Giving your plot or old house to a builder for flats? How to fix the share, the six clauses the agreement must carry, and when the capital gains tax is due.

3 Oct 2026 A man in a dark turban works a calculator over a notebook at a low table while his wife rests her chin on his shoulder, a laptop open in front of them. Money8 min read होम लोन से टैक्स बचेगा? पहले रीजीम देखिए।

Home loan tax benefits: interest, principal and the regime you choose

The ₹2 lakh interest and ₹1.5 lakh principal deductions live only in the old regime. How each works, for joint owners and while a house is built.

3 Oct 2026 Three workers in hard hats tie steel reinforcement bars on an upper-floor slab of a building under construction, the city spread out below them. Buying guides7 min read बन रहा है, या बन चुका है?

Under construction or ready to move: two different products

An under-construction flat is not a discounted ready one. It is a different purchase with a different risk. What to settle before you book either.

3 Oct 2026 A couple sit at a wooden dining table by a window, the man writing in a spiral notebook while the woman works a calculator, two cups of tea beside them. Money7 min read किराया या ख़रीद?

Rent or buy: the costs of owning that never make the sum

Rent against EMI is the wrong sum. The five costs of owning it leaves out, and how to compare the two honestly over the years you will actually stay.

3 Oct 2026 A steel measuring tape lies extended across a dusty, unfinished concrete floor in a shaft of sunlight, the bare walls of a room behind it. Buying guides7 min read आप किस एरिया का पैसा दे रहे हैं?

Carpet area, built-up area, super built-up area: only one is defined by law

Three areas, one flat, and you are usually quoted the biggest. What carpet area means in law, and how to work out your real price per usable square foot.

3 Oct 2026 A man's hand holds a bunch of brass keys above a woman's open palm, her wrist full of coloured bangles, in the doorway of an empty, newly finished flat. Papers & law8 min read CC और OC — बिना इनके क़ब्ज़ा मत लीजिए।

Occupancy certificate and completion certificate: two papers, two jobs

A completion certificate says the building matches its plan. An occupancy certificate says you may live in it. Ask for both before you take the keys.

3 Oct 2026 A low block-wall foundation with steel bars rising from it, a stack of red bricks and a mixer beside it, at the edge of a colony at dusk Buying guides8 min read दो रास्ते, एक फ़ैसला

Plot or flat: two products, two checklists

A plot and a flat are different products, not two prices for one thing. What each asks of you, and the five checks that belong to each.

8 Sep 2026

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