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23 posts

Buying guides

खरीदने से पहले

Checklists, site visits, the questions to ask and the distinctions that matter before money moves.

All 23 posts →
A new three-storey commercial building on a tree-lined road, empty shops with open roller shutters on the ground floor and glass-fronted offices above, two-wheelers parked along its paved front. Buying guides8 min read दुकान ख़रीदें? पहले ज़ोन देखिए।

Buying a shop or office: zoning, tax, loans and rent

A shop is not a home with a shutter. Check the zone first, then the tax, the tariff, the loan, the GST and the rent sum, before any token.

3 Oct 2026
Apartment blocks and flat-roofed houses on tree-lined roads in the foreground give way, across a dirt road, to open green and brown farm fields stretching to the horizon. Buying guides7 min read विदेश में रहते हैं?

NRI buying property in Indore: what FEMA allows

A flat or a shop, yes; farmland, no. What FEMA lets NRIs and OCIs buy in Indore, how to pay, and how much of the sale money can go back abroad.

3 Oct 2026
A weathered five-storey apartment building with terracotta balconies full of potted plants and drying clothes, a neem tree in front and two-wheelers parked by its gate. Buying guides7 min read पुराना फ़्लैट, नए काग़ज़ — पूरी कड़ी देखिए।

Buying a resale flat: the association, the dues and the papers

A resale flat comes with a share of the building, a chain of deeds and possibly the last owner's dues. What to check, and the one letter that caps them.

3 Oct 2026
A father and grown son sit on a sofa in a bright living room, smiling over a set of papers, while the mother stands behind them looking on. Buying guides8 min read सोसाइटी का प्लॉट — सदस्यता मिली, रजिस्ट्री मिली?

Housing society plots: membership, allotment and registry

A housing society membership is a place in the queue, not a plot. The papers to see, the four red flags, and how a society plot actually becomes yours.

3 Oct 2026
A well-kept two-storey house with a wooden-clad balcony, flowering bougainvillea and a closed slatted gate stands on a quiet, tree-lined colony road. Buying guides8 min read नीलामी की प्रॉपर्टी — सस्ती है, पर साफ़ है?

Buying property at a bank auction

A bank e-auction sells a property 'as is where is'. What that phrase hands to the buyer, how the payment clock runs, and five checks to make before you bid.

3 Oct 2026
Three workers in hard hats tie steel reinforcement bars on an upper-floor slab of a building under construction, the city spread out below them. Buying guides7 min read बन रहा है, या बन चुका है?

Under construction or ready to move: two different products

An under-construction flat is not a discounted ready one. It is a different purchase with a different risk. What to settle before you book either.

3 Oct 2026

24 posts

Papers & law

कागज़ और कानून

RERA, the registry, diversion, encumbrance, mutation and the deed — what each paper proves and what it does not.

All 24 posts →
An empty flat with white walls and a glossy beige tiled floor, morning sun falling through a barred window, a ring of brass keys hanging from the window sill. Papers & law8 min read किराएदार रखने से पहले — काग़ज़, पुलिस, पैसा।

Renting out your house: agreement, registration, tenant verification

Letting a flat in Indore? The agreement, when registration becomes compulsory, telling the police station, the deposit, and closing it all on paper.

3 Oct 2026
An unfinished concrete apartment tower with open upper floors and an idle tower crane stands behind a corrugated metal fence at the end of a quiet residential lane in morning haze. Papers & law7 min read शिकायत का भी तरीका होता है।

How to file a RERA complaint in Madhya Pradesh

Form M or Form N, ₹1,000, and a folder in date order. How a complaint to MP RERA works, what to ask for, and what it cannot do for you.

3 Oct 2026
A vacant plot of cracked dark soil marked by white corner pillars and a chalk line beside a new tar road, with half-built brick houses behind it. Papers & law8 min read ज़मीन का भी आधार

Bhu-Aadhaar (ULPIN): the 14-character ID every land parcel is getting

Bhu-Aadhaar, or ULPIN, tells you which parcel you are looking at. It does not tell you who owns it, or whether the land is clean. Here is the difference.

3 Oct 2026
An elderly man in a white shirt and dhoti walks along a quiet lane past an old tiled-roof family house behind a yellow wall and a blue iron gate, a large mango tree over it. Papers & law8 min read गिफ़्ट, वसीयत, या बैनामा?

Gift, will or sale: moving property inside a family

A gift deed works today, a will on death, a sale deed only with real payment. How to choose between them, and the three family mistakes to avoid.

3 Oct 2026
A smiling couple hands a blue folder across a light wooden counter to a smiling clerk in a bright office with glass walls and potted plants. Papers & law8 min read बैनामे में क्या लिखा है?

Inside the sale deed: the clauses, the schedule and the indemnity

Seven parts of a sale deed, the schedule that decides what you actually bought, and the indemnity clause most standard drafts quietly leave out.

3 Oct 2026
A man's hand holds a bunch of brass keys above a woman's open palm, her wrist full of coloured bangles, in the doorway of an empty, newly finished flat. Papers & law8 min read CC और OC — बिना इनके क़ब्ज़ा मत लीजिए।

Occupancy certificate and completion certificate: two papers, two jobs

A completion certificate says the building matches its plan. An occupancy certificate says you may live in it. Ask for both before you take the keys.

3 Oct 2026

16 posts

Money

पैसा

What a plot really costs, stamp duty and guideline rates, loans, and the difference between living and investing.

All 16 posts →
A freshly surfaced road through a residential colony after rain, puddles reflecting the sky, with two-storey houses and gardens on both sides. Money8 min read घर की क़ीमत नहीं, घर दोबारा बनाने की लागत का बीमा।

Home insurance: what the standard policy covers

The cover sold with a home loan does not mend a wall. What the standard home policy pays for, how to set the sum insured, and what it leaves out.

3 Oct 2026
An empty stilt parking level under a mid-rise apartment block, painted bays between square concrete columns, a cream boundary wall and a large tree in afternoon light. Money8 min read रेट एक, क़ीमत कई। पूरी शीट पढ़िए।

The price sheet: reading a builder's cost sheet line by line

The rate you were quoted is one line of a builder's cost sheet. What the other lines are, which are already in the price, and what to ask before a token.

3 Oct 2026
A smiling couple sit at a marble dining table in a bright flat, the woman pointing at a printed sheet while the man holds a pen beside an open laptop. Money8 min read फ़्लैट पर GST — कब लगेगा, कब नहीं?

GST on a flat: under construction versus ready

Booked while being built, a flat carries 5% GST, or 1% if it is affordable. Paid for wholly after the completion certificate, none. How the rule works.

3 Oct 2026
A weathered single-storey house with potted plants at its gate sits on a street corner under a large neem tree, with four-storey apartment buildings on either side. Money8 min read ज़मीन आपकी, बिल्डिंग उनकी — हिस्सा पक्का कीजिए।

Joint development: giving your land to a builder for a share of flats

Giving your plot or old house to a builder for flats? How to fix the share, the six clauses the agreement must carry, and when the capital gains tax is due.

3 Oct 2026
A new cream two-storey house in a residential lane, a solar panel array raised on a steel frame over its roof and a black water tank set to one side. Money7 min read छत पर बिजली

Rooftop solar for the house you are about to build

PM Surya Ghar pays up to ₹78,000 for a rooftop system. Your roof decides how well it works, so plan the panels before the slab is cast.

3 Oct 2026
A grey-haired man in a light blue shirt works a calculator at a dining table while leafing through a folder of old, yellowed property papers. Money8 min read मुनाफ़ा

Capital gains when you sell property

Selling a plot or house in 2026? The 24-month rule, the 12.5% rate, the pre-July 2024 choice and three ways to reinvest the gain, under the 2025 Act.

3 Oct 2026

8 posts

Maps & plans

नक्शे और प्लान

Reading a sanctioned layout, the master plan, promised versus sanctioned, and how the register itself was built.

All 8 posts →
An empty plot marked out with wooden stakes, string and orange flags, a rolled-out house drawing weighed down by bricks in the foreground and finished houses behind in low evening sun. Maps & plans8 min read नक्शा पास कराए बिना नींव मत डालिए।

Building permission: getting the city's approval to build your house

Owning a plot in Indore does not let you build on it. How building permission works on ABPAS, what goes in the file, the fees, and the clock.

3 Oct 2026
An aerial view of a half-built colony beside a highway, finished grey houses on one side, walled empty plots on the other and a small stream winding past its edge. Maps & plans7 min read ऊपर से देखिए।

Your plot from above: what a satellite image tells you, and what it cannot

A satellite view shows roads, neighbours and where water collects. It cannot show your boundary, your plot number, the owner or the zone.

3 Oct 2026
A man holding a thick cardboard folder of papers under his arm stands with his back to the camera, looking across dry open ground toward high-voltage transmission towers. Maps & plans7 min read यहाँ नहीं।

Where you cannot build: four kinds of land you can own and never build on

Clean title, paid in full, and still no permission to build. The four lines on the plan that a title search never shows, and how to find them first.

3 Oct 2026
A man at a desk by an open window works on a laptop showing a coloured zoning map, with a printed land-use plan, a wooden scale and a pencil beside him. Maps & plans7 min read मास्टर प्लान पोर्टल कैसे इस्तेमाल करें।

How to use the Master Plan Portal, in five steps

Find your land on the development plan, read its zone off the colour, spot roads not yet built, find the building rules, and lay your colony on top.

8 Sep 2026
A laptop showing a map of coloured colony boundaries stands on a wooden desk beside an unfolded paper layout plan, a glass of chai, a set square and a pencil. Maps & plans8 min read ये रजिस्टर कैसे बना

How the Indori Zameen register was built

How the boundaries on the Indori Zameen map were placed and checked, who did the work, and why an unplaceable colony is left unmapped.

8 Sep 2026
A man's hands hold a triangular scale rule across a printed layout plan of numbered plots on a wooden desk. Maps & plans8 min read नक्शा पढ़ना सीखिए।

How to read a sanctioned layout plan

Plot numbers, road widths, open space, the reserved series and boundary lengths: how to read each one off a sanctioned layout plan before you pay.

8 Sep 2026

7 posts

Indore

इंदौर

The city: Master Plan 2035, the metro, municipal limits, judging a location, and the things everyone repeats.

All 7 posts →
From the air, a very wide new road is being built straight through flat farmland, a fresh asphalt lane in the middle of a broad graded earth corridor, green and golden fields on both sides. Indore8 min read ज़मीन दीजिए, विकसित प्लॉट वापस लीजिए। पर पूरा हिसाब समझिए।

Land pooling on the Indore-Pithampur Economic Corridor

On the Indore-Pithampur corridor, owners give land and get developed plots back. What 60% really means, and five papers to see before buying one.

3 Oct 2026
A road roller and a yellow excavator work on a new lane beside a busy four-lane highway, orange and white barriers between them, flat farmland beyond. Indore7 min read सिंहस्थ की सड़क — किस सड़क की बात हो रही है?

The Indore-Ujjain road and Simhastha 2028: testing a corridor pitch

"On the Simhastha road" can mean a widening, a new greenfield road, a metro still on paper, or a rumour. How to tell which, and what to ask.

3 Oct 2026
From a first-floor balcony with potted plants and a blue railing, a metro train passes on an elevated viaduct above a busy street at dusk. Indore8 min read मेट्रो पास है — पर कितनी पास?

Buying near an Indore Metro station: what the line changes

About 17 km of Indore's metro is open. Before you pay for "metro-facing", measure the walk, check the stretch, and know what the station does not change.

3 Oct 2026
An aerial view of walled, empty plots with concrete roads on the left and green wheat fields with an irrigation channel on the right, divided by a raised earth bund. Indore8 min read नगर निगम के अंदर या बाहर?

Inside or outside municipal limits: gram panchayat or IMC

Inside IMC or in a gram panchayat: who sanctions the colony, who lets you build, who owns the pipe and who sends the bill, and how to find out before you pay.

8 Sep 2026
Two men in checked shirts stand talking over glasses of tea at a roadside stall in the early morning haze, one of them gesturing with an open hand. Indore8 min read सुना है

Six things everyone in Indore says about land that are not true

Registry done, RERA number, notary, boundary wall, divert later, the neighbour built — six things said in good faith, and what the record says instead.

8 Sep 2026
A blank white hoarding on two rusted steel posts stands over a dry, walled plot beside a highway on the edge of a city Indore7 min read ब्रोशर नहीं, शहर पढ़िए।

Read the city, not the brochure: judging a location yourself

Zone, roads, distance, neighbours, register: five reads that tell you what a location in Indore already is, without a single phone call.

8 Sep 2026

Read it. Then check it on the map.

Every colony's boundary, its approved layout, its zoning and its paperwork — on one screen. Signing in is free.

Open the map →