Blog
23 posts
Buying guides
खरीदने से पहले
Checklists, site visits, the questions to ask and the distinctions that matter before money moves.
Buying a shop or office: zoning, tax, loans and rent
A shop is not a home with a shutter. Check the zone first, then the tax, the tariff, the loan, the GST and the rent sum, before any token.
3 Oct 2026NRI buying property in Indore: what FEMA allows
A flat or a shop, yes; farmland, no. What FEMA lets NRIs and OCIs buy in Indore, how to pay, and how much of the sale money can go back abroad.
3 Oct 2026Buying a resale flat: the association, the dues and the papers
A resale flat comes with a share of the building, a chain of deeds and possibly the last owner's dues. What to check, and the one letter that caps them.
3 Oct 2026Housing society plots: membership, allotment and registry
A housing society membership is a place in the queue, not a plot. The papers to see, the four red flags, and how a society plot actually becomes yours.
3 Oct 2026Buying property at a bank auction
A bank e-auction sells a property 'as is where is'. What that phrase hands to the buyer, how the payment clock runs, and five checks to make before you bid.
3 Oct 2026Under construction or ready to move: two different products
An under-construction flat is not a discounted ready one. It is a different purchase with a different risk. What to settle before you book either.
3 Oct 2026Carpet area, built-up area, super built-up area: only one is defined by law
Three areas, one flat, and you are usually quoted the biggest. What carpet area means in law, and how to work out your real price per usable square foot.
3 Oct 2026Who maintains the colony: roads, water and the handover
Roads, drains and street lights do not stay with the developer forever. Find out who keeps them working after the sale, before you buy into it.
3 Oct 2026Unapproved colonies: what the word means, and what regularisation fixes
Unapproved does not mean stolen land. It means three steps were skipped. What regularisation repairs, and the three things it never will.
3 Oct 2026Buying a plot in Indore when you live somewhere else
What you can verify about an Indore plot from Pune or Dubai, what only feet on the ground can tell you, and why the money always moves last.
8 Sep 2026Five checks before you buy land in Indore, each with its red flag
Five two-minute checks on any plot in Indore — registration, khasra, zone, proposed roads, sanctioned plan — and the red flag hiding inside each one.
8 Sep 2026Corner plot, east-facing: what actually changes
A corner gives you two open sides and a bill for them; a facing decides where the sun and the gate go. What is measurable, what is preference, what matters.
8 Sep 2026Buying from a developer vs an individual owner
A developer sells you a project and a promise; an owner sells you one parcel and its paper trail. The questions for each, and the three that never change.
8 Sep 2026Water, drainage and the plot you are about to buy
Land is bought in April and lived on in August. The slope, the fill, the drain, the supply and the zone — six checks a dry-season site visit misses.
8 Sep 2026Plot sizes and units: square feet, square metres, bigha and hectare
1,500 sq ft, 139.4 sq m, 166.7 gaj and 'one bigha' can all describe the same plot. How to put two plots in one unit before you compare a price.
8 Sep 2026Is the colony serviced? Power, water, sewer
A gate, a road and a wall can be finished years before a working connection. Six questions and one visit after dark tell you what you are really buying.
8 Sep 2026Decoding the advertisement: seven phrases and the question each one hides
Prime location, approved, clear title, loan available — what each pamphlet phrase can honestly mean, and the one question that puts it on paper.
8 Sep 2026Five questions to ask your real estate agent
Five questions to put to a real estate agent before you pay a token, what a good answer sounds like, and why an agent with good stock enjoys them.
8 Sep 2026From first search to possession: the nine stages and how long each takes
The nine stages of buying a plot in Indore, in the order they belong, and why the token should come fifth, after the record and the ground.
8 Sep 2026Plot or flat: two products, two checklists
A plot and a flat are different products, not two prices for one thing. What each asks of you, and the five checks that belong to each.
8 Sep 2026The plot site visit: what to check with your feet
Walk all four sides, pace the road, return at another hour, look down and up, ask the neighbours, photograph the markers with the date on. The site visit list.
8 Sep 2026You get more choice booking a hotel than buying land
Hundreds of hotels for one night, fifty restaurants for dinner, five or ten colonies for the plot you keep for life. How to see the whole market first.
8 Sep 2026The eight questions every plot buyer in Indore asks, and where each answer sits
Registration, khasra, zoning, proposed roads, the sanctioned layout, building limits, plot position and promoter: eight questions and where each answer sits.
8 Sep 202624 posts
Papers & law
कागज़ और कानून
RERA, the registry, diversion, encumbrance, mutation and the deed — what each paper proves and what it does not.
Renting out your house: agreement, registration, tenant verification
Letting a flat in Indore? The agreement, when registration becomes compulsory, telling the police station, the deposit, and closing it all on paper.
3 Oct 2026How to file a RERA complaint in Madhya Pradesh
Form M or Form N, ₹1,000, and a folder in date order. How a complaint to MP RERA works, what to ask for, and what it cannot do for you.
3 Oct 2026Bhu-Aadhaar (ULPIN): the 14-character ID every land parcel is getting
Bhu-Aadhaar, or ULPIN, tells you which parcel you are looking at. It does not tell you who owns it, or whether the land is clean. Here is the difference.
3 Oct 2026Gift, will or sale: moving property inside a family
A gift deed works today, a will on death, a sale deed only with real payment. How to choose between them, and the three family mistakes to avoid.
3 Oct 2026Inside the sale deed: the clauses, the schedule and the indemnity
Seven parts of a sale deed, the schedule that decides what you actually bought, and the indemnity clause most standard drafts quietly leave out.
3 Oct 2026Occupancy certificate and completion certificate: two papers, two jobs
A completion certificate says the building matches its plan. An occupancy certificate says you may live in it. Ask for both before you take the keys.
3 Oct 2026Possession is not ownership
The owner on paper and the person on the plot can be two different people. How to find out who holds the land you are buying, and why it matters.
3 Oct 2026Pull your own land record: khasra and B1 in three steps
Your khasra and B-1 are public and searchable on the state's own portal, no sign-in needed to view. The right address, the search, and how to read it.
3 Oct 2026Four locks on farmland: ceiling, tribal, Bhoodan and government-allotted land
None of them is about price and none shows on the field. Four legal locks on farmland in Madhya Pradesh, and how to check for them first.
3 Oct 2026Freehold or leasehold: the difference that does not show on the plot
Two plots on the same street can be two different things: one owned outright, one held on a lease that runs down. How to tell which you are buying.
3 Oct 2026Inherited land: why every heir has to sign
Buy inherited land from four heirs out of six and you own four-sixths, not the plot. Who counts as an heir, and the papers that settle every share.
3 Oct 2026Clear title is not a certificate: how to read the chain of title
Nobody issues a certificate saying your land is fine. Clear title is a chain of owners with no gap, traced back thirty years. How to read it, and its limits.
3 Oct 2026Power of attorney, agreement to sell, will: why none of them transfers land
An agreement to sell, a power of attorney, a will and a receipt can fill a file and still leave the land in the seller's name. Here is why, and what to ask.
3 Oct 2026Whose name goes on the sale deed
Who paid and whose name is on the deed are two different questions. What the choice changes, and why to settle it at home, weeks early, not at the desk.
8 Sep 2026Registry day: what happens, and mutation afterwards
Stamp duty, the four-month clock, Aadhaar at the counter, e-registration from home, and why a registered deed still leaves mutation to be done.
8 Sep 2026The token: the agreement that comes before the sale deed
The token is the first money you pay and the moment you have least on paper. Six things to put in the agreement to sell before it moves.
8 Sep 2026The five documents that decide whether land is safe
The land is usually fine; the paper decides. The five documents that separate a plot you can build on from one you can only argue about, and how to read each.
8 Sep 2026How to verify a developer in Indore
A clean plot from a developer who does not finish is still a problem. An afternoon in a colony they completed, five things to look at, what they must prove.
8 Sep 2026What RERA does, and what it does not
Who must register with MP RERA, what an agent's number means, and the four checks a registration does not replace: title, ownership, coverage and sanction.
8 Sep 2026Seven words on your papers: khasra, khatauni, diversion, FAR, mutation and more
Khasra, khatauni, diversion, layout sanction, guideline rate, FAR and setback, mutation: what each word on your plot's papers means, and why it matters.
8 Sep 2026How boundary disputes start, and the cheap half of avoiding them
Boundary disputes begin as a few feet nobody measured. The six ways a line goes wrong, and the five cheap things to do before you build.
8 Sep 2026Farmland to plots: what diversion changes, and what it does not
Diversion only changes what a parcel is assessed for on the revenue record. The two permissions that must follow, and which paper to ask for by date.
8 Sep 2026The encumbrance question: is a loan or a court order already on the land?
A plot can carry a mortgage, a court attachment or a pending suit you cannot see from the gate. What an encumbrance certificate shows, and what it misses.
8 Sep 2026After you own it: property tax and municipal records
Who taxes your plot, why the seller stays liable until the record is changed, and what a tax receipt does and does not prove about ownership.
8 Sep 202616 posts
Money
पैसा
What a plot really costs, stamp duty and guideline rates, loans, and the difference between living and investing.
Home insurance: what the standard policy covers
The cover sold with a home loan does not mend a wall. What the standard home policy pays for, how to set the sum insured, and what it leaves out.
3 Oct 2026The price sheet: reading a builder's cost sheet line by line
The rate you were quoted is one line of a builder's cost sheet. What the other lines are, which are already in the price, and what to ask before a token.
3 Oct 2026GST on a flat: under construction versus ready
Booked while being built, a flat carries 5% GST, or 1% if it is affordable. Paid for wholly after the completion certificate, none. How the rule works.
3 Oct 2026Joint development: giving your land to a builder for a share of flats
Giving your plot or old house to a builder for flats? How to fix the share, the six clauses the agreement must carry, and when the capital gains tax is due.
3 Oct 2026Rooftop solar for the house you are about to build
PM Surya Ghar pays up to ₹78,000 for a rooftop system. Your roof decides how well it works, so plan the panels before the slab is cast.
3 Oct 2026Capital gains when you sell property
Selling a plot or house in 2026? The 24-month rule, the 12.5% rate, the pre-July 2024 choice and three ways to reinvest the gain, under the 2025 Act.
3 Oct 2026Home loan tax benefits: interest, principal and the regime you choose
The ₹2 lakh interest and ₹1.5 lakh principal deductions live only in the old regime. How each works, for joint owners and while a house is built.
3 Oct 2026PMAY-U 2.0: the home-loan interest subsidy, and who qualifies
Up to ₹1.80 lakh off a home loan under PMAY-U 2.0: the income bands, the caps, the pucca-house rule, and how the subsidy is actually paid.
3 Oct 2026Pricing your plot when you sell
A plot's price is built, not chosen: the guideline rate, real sales nearby, the plot itself and the state of its papers. How to put the four together.
3 Oct 2026TDS on property: the one per cent the buyer must deduct
Buying property for ₹50 lakh or more? One per cent of the price is the seller's tax, and deducting it is your job. What to file, by when, and the NRI exception.
3 Oct 2026What the bank checks before it lends on a property
Before a home loan, a lawyer and a valuer examine the property at the bank's cost. What each one checks, and why a refusal is information.
3 Oct 2026Rent or buy: the costs of owning that never make the sum
Rent against EMI is the wrong sum. The five costs of owning it leaves out, and how to compare the two honestly over the years you will actually stay.
3 Oct 2026Buying to live vs buying to invest
A home and an investment are different purchases of the same land. Five questions where the answers pull apart, and the one record both of them begin on.
8 Sep 2026Plot loans are not home loans
Less of the value funded, fewer years, sometimes a deadline to build, a tax break that waits — and a bank that checks the ground before it checks you.
8 Sep 2026The questions your own buyer will ask you, asked now
One day you are the seller, and every gap in your file becomes a discount. The five things to get in order years before you list a plot.
8 Sep 2026The price is not the cost: stamp duty, guideline rate and the real total
On a ₹50 lakh plot you pay ₹55.25 lakh before a brick is laid. How stamp duty and the guideline rate work in Madhya Pradesh, and the four costs that come after.
8 Sep 20268 posts
Maps & plans
नक्शे और प्लान
Reading a sanctioned layout, the master plan, promised versus sanctioned, and how the register itself was built.
Building permission: getting the city's approval to build your house
Owning a plot in Indore does not let you build on it. How building permission works on ABPAS, what goes in the file, the fees, and the clock.
3 Oct 2026Your plot from above: what a satellite image tells you, and what it cannot
A satellite view shows roads, neighbours and where water collects. It cannot show your boundary, your plot number, the owner or the zone.
3 Oct 2026Where you cannot build: four kinds of land you can own and never build on
Clean title, paid in full, and still no permission to build. The four lines on the plan that a title search never shows, and how to find them first.
3 Oct 2026How to use the Master Plan Portal, in five steps
Find your land on the development plan, read its zone off the colour, spot roads not yet built, find the building rules, and lay your colony on top.
8 Sep 2026How the Indori Zameen register was built
How the boundaries on the Indori Zameen map were placed and checked, who did the work, and why an unplaceable colony is left unmapped.
8 Sep 2026How to read a sanctioned layout plan
Plot numbers, road widths, open space, the reserved series and boundary lengths: how to read each one off a sanctioned layout plan before you pay.
8 Sep 2026Promised vs sanctioned: the brochure and the layout plan
Why a brochure binds nobody and a sanctioned layout does, what reserved land looks like on the sheet, and the one question to ask when the amenity is not on it.
8 Sep 2026What Indori Zameen is, and how to use it
Indore's registered colonies on one map, each with its boundary, sanctioned layout, zoning and papers: what is there, what is not, how to read one fast.
8 Sep 20267 posts
Indore
इंदौर
The city: Master Plan 2035, the metro, municipal limits, judging a location, and the things everyone repeats.
Land pooling on the Indore-Pithampur Economic Corridor
On the Indore-Pithampur corridor, owners give land and get developed plots back. What 60% really means, and five papers to see before buying one.
3 Oct 2026The Indore-Ujjain road and Simhastha 2028: testing a corridor pitch
"On the Simhastha road" can mean a widening, a new greenfield road, a metro still on paper, or a rumour. How to tell which, and what to ask.
3 Oct 2026Buying near an Indore Metro station: what the line changes
About 17 km of Indore's metro is open. Before you pay for "metro-facing", measure the walk, check the stretch, and know what the station does not change.
3 Oct 2026Inside or outside municipal limits: gram panchayat or IMC
Inside IMC or in a gram panchayat: who sanctions the colony, who lets you build, who owns the pipe and who sends the bill, and how to find out before you pay.
8 Sep 2026Six things everyone in Indore says about land that are not true
Registry done, RERA number, notary, boundary wall, divert later, the neighbour built — six things said in good faith, and what the record says instead.
8 Sep 2026Read the city, not the brochure: judging a location yourself
Zone, roads, distance, neighbours, register: five reads that tell you what a location in Indore already is, without a single phone call.
8 Sep 2026Indore is being redrawn: Master Plan 2035, the metro and the metropolitan region
A new master plan, a metro ring partly open, and a law that plans Indore as a region: what each changes for a plot, and where to check your own land.
8 Sep 2026Read it. Then check it on the map.
Every colony's boundary, its approved layout, its zoning and its paperwork — on one screen. Signing in is free.