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Tagged “sale-deed”

A weathered five-storey apartment building with terracotta balconies full of potted plants and drying clothes, a neem tree in front and two-wheelers parked by its gate. Buying guides7 min read पुराना फ़्लैट, नए काग़ज़ — पूरी कड़ी देखिए।

Buying a resale flat: the association, the dues and the papers

A resale flat comes with a share of the building, a chain of deeds and possibly the last owner's dues. What to check, and the one letter that caps them.

3 Oct 2026
A father and grown son sit on a sofa in a bright living room, smiling over a set of papers, while the mother stands behind them looking on. Buying guides8 min read सोसाइटी का प्लॉट — सदस्यता मिली, रजिस्ट्री मिली?

Housing society plots: membership, allotment and registry

A housing society membership is a place in the queue, not a plot. The papers to see, the four red flags, and how a society plot actually becomes yours.

3 Oct 2026
A smiling couple on a beige sofa work out a payment together, the man pointing at a laptop on the coffee table and the woman holding a phone. Money7 min read टीडीएस काटना ख़रीदार का काम है।

TDS on property: the one per cent the buyer must deduct

Buying property for ₹50 lakh or more? One per cent of the price is the seller's tax, and deducting it is your job. What to file, by when, and the NRI exception.

3 Oct 2026
A loan officer in a sari hands a brown leather folder across a wooden desk to a customer seen from behind, in a busy bank office. Money7 min read बैंक क्या-क्या जाँचता है?

What the bank checks before it lends on a property

Before a home loan, a lawyer and a valuer examine the property at the bank's cost. What each one checks, and why a refusal is information.

3 Oct 2026
An elderly man in a white shirt and dhoti walks along a quiet lane past an old tiled-roof family house behind a yellow wall and a blue iron gate, a large mango tree over it. Papers & law8 min read गिफ़्ट, वसीयत, या बैनामा?

Gift, will or sale: moving property inside a family

A gift deed works today, a will on death, a sale deed only with real payment. How to choose between them, and the three family mistakes to avoid.

3 Oct 2026
A smiling couple hands a blue folder across a light wooden counter to a smiling clerk in a bright office with glass walls and potted plants. Papers & law8 min read बैनामे में क्या लिखा है?

Inside the sale deed: the clauses, the schedule and the indemnity

Seven parts of a sale deed, the schedule that decides what you actually bought, and the indemnity clause most standard drafts quietly leave out.

3 Oct 2026
A small single-room house with a wooden door, potted plants and a red scooter stands on a walled plot between two larger houses. Papers & law8 min read क़ब्ज़ा मालिकाना हक़ नहीं है।

Possession is not ownership

The owner on paper and the person on the plot can be two different people. How to find out who holds the land you are buying, and why it matters.

3 Oct 2026
A narrow paved lane between old two-storey houses with blue doors, potted plants on balconies and a blue scooter parked by the steps. Papers & law7 min read मालिकाना या पट्टा?

Freehold or leasehold: the difference that does not show on the plot

Two plots on the same street can be two different things: one owned outright, one held on a lease that runs down. How to tell which you are buying.

3 Oct 2026
Three purple thumbprints in a row on an old sheet of paper, with two blank ovals beside them and ink pads at the edge. Papers & law8 min read एक वारिस छूट गया, तो सौदा अधूरा है।

Inherited land: why every heir has to sign

Buy inherited land from four heirs out of six and you own four-sixths, not the plot. Who counts as an heir, and the papers that settle every share.

3 Oct 2026
A narrow record room lined with metal shelves stacked with bundles of old files tied with string, lit by one bare bulb. Papers & law7 min read साफ़ टाइटल एक ज़ंजीर है।

Clear title is not a certificate: how to read the chain of title

Nobody issues a certificate saying your land is fine. Clear title is a chain of owners with no gap, traced back thirty years. How to read it, and its limits.

3 Oct 2026
A thick stack of old, frayed papers tied with a red cloth ribbon sits on a wooden office desk, with a lamp and steel cupboards behind. Papers & law8 min read मुख़्तारनामा मालिकाना हक़ नहीं है।

Power of attorney, agreement to sell, will: why none of them transfers land

An agreement to sell, a power of attorney, a will and a receipt can fill a file and still leave the land in the seller's name. Here is why, and what to ask.

3 Oct 2026
Four members of a family sit around a wooden kitchen table with a folder and loose papers between them, nobody writing yet. Papers & law8 min read नाम किसके?

Whose name goes on the sale deed

Who paid and whose name is on the deed are two different questions. What the choice changes, and why to settle it at home, weeks early, not at the desk.

8 Sep 2026
An elderly man's hands pass a bundle of documents tied with string and a ring of keys across a wooden table to a young woman's hands. Papers & law8 min read एक दिन — और ज़िंदगी भर का काग़ज़।

Registry day: what happens, and mutation afterwards

Stamp duty, the four-month clock, Aadhaar at the counter, e-registration from home, and why a registered deed still leaves mutation to be done.

8 Sep 2026
Two men shake hands across a wooden table with a stack of blank papers and a pen lying between them. Papers & law7 min read टोकन देने से पहले

The token: the agreement that comes before the sale deed

The token is the first money you pay and the moment you have least on paper. Six things to put in the agreement to sell before it moves.

8 Sep 2026
A thick stack of old, worn papers tied with jute twine lies on a dark wooden table Papers & law7 min read काग़ज़ पूरे हैं?

The five documents that decide whether land is safe

The land is usually fine; the paper decides. The five documents that separate a plot you can build on from one you can only argue about, and how to read each.

8 Sep 2026
A padlocked iron gate between concrete pillars opens onto an empty walled plot, with a neem tree and half-built houses beyond at sunset Papers & law9 min read इस ज़मीन पर किसी का हक़ तो नहीं?

The encumbrance question: is a loan or a court order already on the land?

A plot can carry a mortgage, a court attachment or a pending suit you cannot see from the gate. What an encumbrance certificate shows, and what it misses.

8 Sep 2026

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