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Tagged “checklist”

A new three-storey commercial building on a tree-lined road, empty shops with open roller shutters on the ground floor and glass-fronted offices above, two-wheelers parked along its paved front. Buying guides8 min read दुकान ख़रीदें? पहले ज़ोन देखिए।

Buying a shop or office: zoning, tax, loans and rent

A shop is not a home with a shutter. Check the zone first, then the tax, the tariff, the loan, the GST and the rent sum, before any token.

3 Oct 2026 An empty flat with white walls and a glossy beige tiled floor, morning sun falling through a barred window, a ring of brass keys hanging from the window sill. Papers & law8 min read किराएदार रखने से पहले — काग़ज़, पुलिस, पैसा।

Renting out your house: agreement, registration, tenant verification

Letting a flat in Indore? The agreement, when registration becomes compulsory, telling the police station, the deposit, and closing it all on paper.

3 Oct 2026 A freshly surfaced road through a residential colony after rain, puddles reflecting the sky, with two-storey houses and gardens on both sides. Money8 min read घर की क़ीमत नहीं, घर दोबारा बनाने की लागत का बीमा।

Home insurance: what the standard policy covers

The cover sold with a home loan does not mend a wall. What the standard home policy pays for, how to set the sum insured, and what it leaves out.

3 Oct 2026 A weathered five-storey apartment building with terracotta balconies full of potted plants and drying clothes, a neem tree in front and two-wheelers parked by its gate. Buying guides7 min read पुराना फ़्लैट, नए काग़ज़ — पूरी कड़ी देखिए।

Buying a resale flat: the association, the dues and the papers

A resale flat comes with a share of the building, a chain of deeds and possibly the last owner's dues. What to check, and the one letter that caps them.

3 Oct 2026 An empty stilt parking level under a mid-rise apartment block, painted bays between square concrete columns, a cream boundary wall and a large tree in afternoon light. Money8 min read रेट एक, क़ीमत कई। पूरी शीट पढ़िए।

The price sheet: reading a builder's cost sheet line by line

The rate you were quoted is one line of a builder's cost sheet. What the other lines are, which are already in the price, and what to ask before a token.

3 Oct 2026 A smiling couple sit at a marble dining table in a bright flat, the woman pointing at a printed sheet while the man holds a pen beside an open laptop. Money8 min read फ़्लैट पर GST — कब लगेगा, कब नहीं?

GST on a flat: under construction versus ready

Booked while being built, a flat carries 5% GST, or 1% if it is affordable. Paid for wholly after the completion certificate, none. How the rule works.

3 Oct 2026 A weathered single-storey house with potted plants at its gate sits on a street corner under a large neem tree, with four-storey apartment buildings on either side. Money8 min read ज़मीन आपकी, बिल्डिंग उनकी — हिस्सा पक्का कीजिए।

Joint development: giving your land to a builder for a share of flats

Giving your plot or old house to a builder for flats? How to fix the share, the six clauses the agreement must carry, and when the capital gains tax is due.

3 Oct 2026 A father and grown son sit on a sofa in a bright living room, smiling over a set of papers, while the mother stands behind them looking on. Buying guides8 min read सोसाइटी का प्लॉट — सदस्यता मिली, रजिस्ट्री मिली?

Housing society plots: membership, allotment and registry

A housing society membership is a place in the queue, not a plot. The papers to see, the four red flags, and how a society plot actually becomes yours.

3 Oct 2026 A well-kept two-storey house with a wooden-clad balcony, flowering bougainvillea and a closed slatted gate stands on a quiet, tree-lined colony road. Buying guides8 min read नीलामी की प्रॉपर्टी — सस्ती है, पर साफ़ है?

Buying property at a bank auction

A bank e-auction sells a property 'as is where is'. What that phrase hands to the buyer, how the payment clock runs, and five checks to make before you bid.

3 Oct 2026 A new cream two-storey house in a residential lane, a solar panel array raised on a steel frame over its roof and a black water tank set to one side. Money7 min read छत पर बिजली

Rooftop solar for the house you are about to build

PM Surya Ghar pays up to ₹78,000 for a rooftop system. Your roof decides how well it works, so plan the panels before the slab is cast.

3 Oct 2026 A grey-haired man in a light blue shirt works a calculator at a dining table while leafing through a folder of old, yellowed property papers. Money8 min read मुनाफ़ा

Capital gains when you sell property

Selling a plot or house in 2026? The 24-month rule, the 12.5% rate, the pre-July 2024 choice and three ways to reinvest the gain, under the 2025 Act.

3 Oct 2026 An empty plot marked out with wooden stakes, string and orange flags, a rolled-out house drawing weighed down by bricks in the foreground and finished houses behind in low evening sun. Maps & plans8 min read नक्शा पास कराए बिना नींव मत डालिए।

Building permission: getting the city's approval to build your house

Owning a plot in Indore does not let you build on it. How building permission works on ABPAS, what goes in the file, the fees, and the clock.

3 Oct 2026 From the air, a very wide new road is being built straight through flat farmland, a fresh asphalt lane in the middle of a broad graded earth corridor, green and golden fields on both sides. Indore8 min read ज़मीन दीजिए, विकसित प्लॉट वापस लीजिए। पर पूरा हिसाब समझिए।

Land pooling on the Indore-Pithampur Economic Corridor

On the Indore-Pithampur corridor, owners give land and get developed plots back. What 60% really means, and five papers to see before buying one.

3 Oct 2026 From a first-floor balcony with potted plants and a blue railing, a metro train passes on an elevated viaduct above a busy street at dusk. Indore8 min read मेट्रो पास है — पर कितनी पास?

Buying near an Indore Metro station: what the line changes

About 17 km of Indore's metro is open. Before you pay for "metro-facing", measure the walk, check the stretch, and know what the station does not change.

3 Oct 2026 A man holding a folder of papers points across a walled, empty plot while a second man in a striped shirt looks on, houses in the background at golden hour. Money8 min read अपना प्लॉट किस भाव बेचें?

Pricing your plot when you sell

A plot's price is built, not chosen: the guideline rate, real sales nearby, the plot itself and the state of its papers. How to put the four together.

3 Oct 2026 A smiling couple on a beige sofa work out a payment together, the man pointing at a laptop on the coffee table and the woman holding a phone. Money7 min read टीडीएस काटना ख़रीदार का काम है।

TDS on property: the one per cent the buyer must deduct

Buying property for ₹50 lakh or more? One per cent of the price is the seller's tax, and deducting it is your job. What to file, by when, and the NRI exception.

3 Oct 2026 Three workers in hard hats tie steel reinforcement bars on an upper-floor slab of a building under construction, the city spread out below them. Buying guides7 min read बन रहा है, या बन चुका है?

Under construction or ready to move: two different products

An under-construction flat is not a discounted ready one. It is a different purchase with a different risk. What to settle before you book either.

3 Oct 2026 A loan officer in a sari hands a brown leather folder across a wooden desk to a customer seen from behind, in a busy bank office. Money7 min read बैंक क्या-क्या जाँचता है?

What the bank checks before it lends on a property

Before a home loan, a lawyer and a valuer examine the property at the bank's cost. What each one checks, and why a refusal is information.

3 Oct 2026 A smiling couple hands a blue folder across a light wooden counter to a smiling clerk in a bright office with glass walls and potted plants. Papers & law8 min read बैनामे में क्या लिखा है?

Inside the sale deed: the clauses, the schedule and the indemnity

Seven parts of a sale deed, the schedule that decides what you actually bought, and the indemnity clause most standard drafts quietly leave out.

3 Oct 2026 A steel measuring tape lies extended across a dusty, unfinished concrete floor in a shaft of sunlight, the bare walls of a room behind it. Buying guides7 min read आप किस एरिया का पैसा दे रहे हैं?

Carpet area, built-up area, super built-up area: only one is defined by law

Three areas, one flat, and you are usually quoted the biggest. What carpet area means in law, and how to work out your real price per usable square foot.

3 Oct 2026 A man's hand holds a bunch of brass keys above a woman's open palm, her wrist full of coloured bangles, in the doorway of an empty, newly finished flat. Papers & law8 min read CC और OC — बिना इनके क़ब्ज़ा मत लीजिए।

Occupancy certificate and completion certificate: two papers, two jobs

A completion certificate says the building matches its plan. An occupancy certificate says you may live in it. Ask for both before you take the keys.

3 Oct 2026 A small single-room house with a wooden door, potted plants and a red scooter stands on a walled plot between two larger houses. Papers & law8 min read क़ब्ज़ा मालिकाना हक़ नहीं है।

Possession is not ownership

The owner on paper and the person on the plot can be two different people. How to find out who holds the land you are buying, and why it matters.

3 Oct 2026 Weathered hands hold a smartphone with a dark screen at the edge of a ripening wheat field, a narrow dirt path running away into the crop. Papers & law7 min read अपना खसरा ख़ुद निकालिए।

Pull your own land record: khasra and B1 in three steps

Your khasra and B-1 are public and searchable on the state's own portal, no sign-in needed to view. The right address, the search, and how to read it.

3 Oct 2026 A raised earthen bund with a footpath runs between a field of tall green wheat and a field of leafy crops at sunset, a farmer walking along it in the distance. Papers & law7 min read खेत पर चार ताले।

Four locks on farmland: ceiling, tribal, Bhoodan and government-allotted land

None of them is about price and none shows on the field. Four legal locks on farmland in Madhya Pradesh, and how to check for them first.

3 Oct 2026 A narrow paved lane between old two-storey houses with blue doors, potted plants on balconies and a blue scooter parked by the steps. Papers & law7 min read मालिकाना या पट्टा?

Freehold or leasehold: the difference that does not show on the plot

Two plots on the same street can be two different things: one owned outright, one held on a lease that runs down. How to tell which you are buying.

3 Oct 2026 A hazy aerial view of a sprawling colony of half-finished concrete houses, unpaved winding lanes and scrubby empty plots on the edge of a city. Buying guides7 min read अवैध कॉलोनी — और उसे वैध करने से क्या बदलता है।

Unapproved colonies: what the word means, and what regularisation fixes

Unapproved does not mean stolen land. It means three steps were skipped. What regularisation repairs, and the three things it never will.

3 Oct 2026 Three purple thumbprints in a row on an old sheet of paper, with two blank ovals beside them and ink pads at the edge. Papers & law8 min read एक वारिस छूट गया, तो सौदा अधूरा है।

Inherited land: why every heir has to sign

Buy inherited land from four heirs out of six and you own four-sixths, not the plot. Who counts as an heir, and the papers that settle every share.

3 Oct 2026 A narrow record room lined with metal shelves stacked with bundles of old files tied with string, lit by one bare bulb. Papers & law7 min read साफ़ टाइटल एक ज़ंजीर है।

Clear title is not a certificate: how to read the chain of title

Nobody issues a certificate saying your land is fine. Clear title is a chain of owners with no gap, traced back thirty years. How to read it, and its limits.

3 Oct 2026 A thick stack of old, frayed papers tied with a red cloth ribbon sits on a wooden office desk, with a lamp and steel cupboards behind. Papers & law8 min read मुख़्तारनामा मालिकाना हक़ नहीं है।

Power of attorney, agreement to sell, will: why none of them transfers land

An agreement to sell, a power of attorney, a will and a receipt can fill a file and still leave the land in the seller's name. Here is why, and what to ask.

3 Oct 2026 An aerial view of walled, empty plots with concrete roads on the left and green wheat fields with an irrigation channel on the right, divided by a raised earth bund. Indore8 min read नगर निगम के अंदर या बाहर?

Inside or outside municipal limits: gram panchayat or IMC

Inside IMC or in a gram panchayat: who sanctions the colony, who lets you build, who owns the pipe and who sends the bill, and how to find out before you pay.

8 Sep 2026 A man in a sweater reads a laptop screen late at night, with city lights blurred through a rain-spotted window behind him. Buying guides9 min read ज़मीन इंदौर में। आप कहीं और।

Buying a plot in Indore when you live somewhere else

What you can verify about an Indore plot from Pune or Dubai, what only feet on the ground can tell you, and why the money always moves last.

8 Sep 2026 A wide entrance gateway of pale concrete columns spans a fresh tarmac road, with a planted median of palms and flowering shrubs and houses still under construction beyond it. Maps & plans7 min read वादा अलग चीज़ है। नक्शा अलग।

Promised vs sanctioned: the brochure and the layout plan

Why a brochure binds nobody and a sanctioned layout does, what reserved land looks like on the sheet, and the one question to ask when the amenity is not on it.

8 Sep 2026 Two tall concrete gate pillars and a fresh boundary wall enclose an empty plotted field at sunrise, a few staked saplings inside and the city faint on the horizon. Buying guides7 min read ज़मीन ख़रीदने से पहले

Five checks before you buy land in Indore, each with its red flag

Five two-minute checks on any plot in Indore — registration, khasra, zone, proposed roads, sanctioned plan — and the red flag hiding inside each one.

8 Sep 2026 A two-storey brick house under construction on open ground, wrapped in bamboo scaffolding, with a heap of sand, a cement mixer and a stack of red bricks in front of it. Money8 min read प्लॉट पर लोन

Plot loans are not home loans

Less of the value funded, fewer years, sometimes a deadline to build, a tax break that waits — and a bank that checks the ground before it checks you.

8 Sep 2026 Two men shake hands across a wooden table with a stack of blank papers and a pen lying between them. Papers & law7 min read टोकन देने से पहले

The token: the agreement that comes before the sale deed

The token is the first money you pay and the moment you have least on paper. Six things to put in the agreement to sell before it moves.

8 Sep 2026 A thick stack of old, worn papers tied with jute twine lies on a dark wooden table Papers & law7 min read काग़ज़ पूरे हैं?

The five documents that decide whether land is safe

The land is usually fine; the paper decides. The five documents that separate a plot you can build on from one you can only argue about, and how to read each.

8 Sep 2026 A man in a blue shirt walks along the footpath of an established colony at dusk, street lamps lit above him and a small park behind Papers & law9 min read ज़मीन देख ली — बनाने वाले को देखा?

How to verify a developer in Indore

A clean plot from a developer who does not finish is still a problem. An afternoon in a colony they completed, five things to look at, what they must prove.

8 Sep 2026 A blank white hoarding on two rusted steel posts stands over a dry, walled plot beside a highway on the edge of a city Indore7 min read ब्रोशर नहीं, शहर पढ़िए।

Read the city, not the brochure: judging a location yourself

Zone, roads, distance, neighbours, register: five reads that tell you what a location in Indore already is, without a single phone call.

8 Sep 2026 Two men sit across a wooden table with a folded paper, a notebook and two steel cups of tea between them Buying guides9 min read दो सौदे, एक ज़मीन

Buying from a developer vs an individual owner

A developer sells you a project and a promise; an owner sells you one parcel and its paper trail. The questions for each, and the three that never change.

8 Sep 2026 A bare concrete frame of a five-storey building, half clad in brick and wrapped in bamboo scaffolding, stands over a wet street of auto-rickshaws under a grey sky. Papers & law7 min read रजिस्टर्ड है — पर किसका?

What RERA does, and what it does not

Who must register with MP RERA, what an agent's number means, and the four checks a registration does not replace: title, ownership, coverage and sanction.

8 Sep 2026 A distribution transformer mounted between two concrete poles at the entrance to a walled colony, with a sandy track running in past a neem tree and a long boundary wall. Buying guides8 min read सुविधा है या वादा?

Is the colony serviced? Power, water, sewer

A gate, a road and a wall can be finished years before a working connection. Six questions and one visit after dark tell you what you are really buying.

8 Sep 2026 An empty white hoarding on two rusted steel posts stands over a colony of low houses as the sky turns orange at dusk. Buying guides8 min read इश्तिहार की भाषा

Decoding the advertisement: seven phrases and the question each one hides

Prime location, approved, clear title, loan available — what each pamphlet phrase can honestly mean, and the one question that puts it on paper.

8 Sep 2026 Two men at a wooden table in a sunlit office, one resting his hand on a stack of papers pulled from a worn cardboard file. Money7 min read बेचते वक़्त

The questions your own buyer will ask you, asked now

One day you are the seller, and every gap in your file becomes a discount. The five things to get in order years before you list a plot.

8 Sep 2026 A yellow measuring tape hooked to the foot of a rough concrete boundary wall and run out along the ground of an empty plot. Papers & law8 min read सरहद का झगड़ा।

How boundary disputes start, and the cheap half of avoiding them

Boundary disputes begin as a few feet nobody measured. The six ways a line goes wrong, and the five cheap things to do before you build.

8 Sep 2026 An agent in a pale blue shirt shows something on his phone to an older couple standing on an empty plotted site Buying guides7 min read अच्छा एजेंट सवालों से नहीं डरता

Five questions to ask your real estate agent

Five questions to put to a real estate agent before you pay a token, what a good answer sounds like, and why an agent with good stock enjoys them.

8 Sep 2026 A young couple holding hands on bare ground, looking out over rows of marked plots and a concrete road at sunrise Buying guides9 min read शुरू से क़ब्ज़े तक

From first search to possession: the nine stages and how long each takes

The nine stages of buying a plot in Indore, in the order they belong, and why the token should come fifth, after the record and the ground.

8 Sep 2026 A low block-wall foundation with steel bars rising from it, a stack of red bricks and a mixer beside it, at the edge of a colony at dusk Buying guides8 min read दो रास्ते, एक फ़ैसला

Plot or flat: two products, two checklists

A plot and a flat are different products, not two prices for one thing. What each asks of you, and the five checks that belong to each.

8 Sep 2026 An open cardboard box of old papers tied with string, on a wooden table in a sunlit living room Papers & law10 min read क़ब्ज़े के बाद

After you own it: property tax and municipal records

Who taxes your plot, why the seller stays liable until the record is changed, and what a tax receipt does and does not prove about ownership.

8 Sep 2026 A man in a brown shirt and sandals walks slowly across a bare, rubble-strewn plot beside a concrete kerb, head down, with a half-built house and the city's outskirts behind him. Buying guides8 min read ज़मीन पर जाकर क्या देखें।

The plot site visit: what to check with your feet

Walk all four sides, pace the road, return at another hour, look down and up, ask the neighbours, photograph the markers with the date on. The site visit list.

8 Sep 2026 A whitewashed boundary stone stands at the corner of a bare, cracked plot beside a fresh concrete kerb and an unmade road, with brick houses under construction and open fields behind. Buying guides8 min read प्लॉट लेने से पहले, ये आठ सवाल ज़रूर पूछिए।

The eight questions every plot buyer in Indore asks, and where each answer sits

Registration, khasra, zoning, proposed roads, the sanctioned layout, building limits, plot position and promoter: eight questions and where each answer sits.

8 Sep 2026

Read it. Then check it on the map.

Every colony's boundary, its approved layout, its zoning and its paperwork — on one screen. Signing in is free.

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